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Queenship Insurance LLC

Queenship Insurance LLCQueenship Insurance LLCQueenship Insurance LLC

Queenship Insurance LLC

Queenship Insurance LLCQueenship Insurance LLCQueenship Insurance LLC
  • Home
  • Insurance Products
    • Health Insurance
    • Dental Insurance
    • Life Insurance
    • Vision Insurance
    • Critical Illness
    • Accident Protection
    • Income Protection
    • Marketplace (ACA) Plans
  • Reviews
  • Book Free Consultation
  • FAQs
  • Referral Program
  • Español
  • Programa de Referencia
  • Privacy Policy
  • More
    • Home
    • Insurance Products
      • Health Insurance
      • Dental Insurance
      • Life Insurance
      • Vision Insurance
      • Critical Illness
      • Accident Protection
      • Income Protection
      • Marketplace (ACA) Plans
    • Reviews
    • Book Free Consultation
    • FAQs
    • Referral Program
    • Español
    • Programa de Referencia
    • Privacy Policy

  • Home
  • Insurance Products
    • Health Insurance
    • Dental Insurance
    • Life Insurance
    • Vision Insurance
    • Critical Illness
    • Accident Protection
    • Income Protection
    • Marketplace (ACA) Plans
  • Reviews
  • Book Free Consultation
  • FAQs
  • Referral Program
  • Español
  • Programa de Referencia
  • Privacy Policy

Frequently Asked Questions

Please reach me at patricia@queenshipinsurancellc.com if you cannot find an answer to your question.

At Queenship Insurance LLC, I'm dedicated to providing personalized, caring service tailored to your unique insurance needs. Unlike larger agencies or online platforms, I take the time to listen, educate, and guide you through every step—whether you’re choosing a health plan, adding dental, vision coverage, or exploring supplementary options.

I specialize in helping clients navigate the complexities of Health Insurance , including finding subsidies to make coverage more affordable. Plus, my support doesn’t end once you enroll — I work with you for the life of your policy, assisting with questions, claims, and any changes to make sure your coverage always fits your needs.

My goal is to make insurance simple, affordable, and stress-free for you and your family. With Queenship Insurance LLC, you’re not just a policy number — you’re a valued client, and I’m here to support you every step of the way.


I offer a range of insurance products including Health, Dental, Vision, Life, and Supplementary Products.  Learn more on Insurance Products. 


Yes, Queenship Insurance LLC is a legitimate business entity. I, Patricia Roman, the founder and primary agent, is a licensed health insurance agent proudly serving Arizona and other states across the nation. 


If you're interested in confirming my licensing status in your specific state or have questions about the services I offer, feel free to reach out directly.


No, I do not charge a fee for my services. My help is completely free to you. Whether you need assistance choosing a plan, applying for coverage, or understanding your benefits, I’m here to guide you at no extra cost.

I’m compensated directly by the insurance carriers — so you get expert help without paying anything out of pocket.

Book a free consultation anytime — I’m here to make insurance simple and stress-free!


Yes! To make it as convenient as possible, most of my consultations are done over the phone for your ease/flexibility with a screen share. But if you prefer a face-to-face meeting at my office, I’m happy to accommodate that too.


Schedule your free consultation in the way that works best for you!


To make the most of your free consultation, it’s helpful to have the following information ready:

  • Full names and DOB of anyone you want to cover
     
  • Household income details (estimated annual income)
     
  • Current insurance status (if you or anyone in your household is currently insured)
     
  • ZIP code
     
  • Citizenship or immigration status (for Marketplace eligibility)
     
  • Preferred doctors or providers (if you want to keep them in-network)


  • Any major medical/pre-existing conditions or or medications you or your family members need coverage for 


Don’t worry if you don’t have everything — I’ll walk you through it and help you gather what you need!


Schedule your consultation today, and let’s find the right coverage for you.


Yes, you may still be able to enroll outside of the Open Enrollment period if you qualify for a Special Enrollment Period (SEP). SEPs are triggered by certain life events such as:

  • Losing other health coverage
     
  • Getting married or divorced
     
  • Having a baby or adopting a child
     
  • Moving to a new area
     
  • Changes in income
     
  • Turning 26 and aging out of a parent’s plan
     

If none of these apply, you may still have options, such as private options. I can help you review your situation and find a plan that fits your needs year-round.


Book a free consultation today to see what you're eligible for!


You might! Many people qualify for a subsidy (also called a premium tax credit) to help lower the cost of their health insurance through the Health Insurance Marketplace. Your eligibility depends on a few factors, including:

  • Household income
     
  • Family size
     
  • Where you live
     
  • Whether you have access to other affordable coverage (like through an employer)
     

Even if you think you earn too much, you may still qualify—especially with recent updates to income limits. I can help you check your eligibility and apply for any savings you qualify for.

Book a free consultation, and let’s see how much you could save!


Yes! I can guide you through the entire application process for Marketplace health insurance. Exploring plan options to checking if you qualify for subsidies or tax credits, I’ll make sure you understand your choices and help you find a plan that fits your needs and budget.

Whether you’re applying for the first time or need to update an existing plan, I’m here to make the process simple and stress-free.

Schedule your free consultation today and let’s get you covered!


In addition to Marketplace plans, I offer private health insurance plans that provide flexible coverage options tailored to your individual needs. These plans are ideal for clients who may not qualify for subsidies or want more control over their benefits and providers. Whether you’re self-employed, between jobs, or simply looking for alternatives, I can help you explore a variety of private plans to find the right fit for your lifestyle and budget.


In most cases, dental and vision insurance are not included in standard health insurance plans for adults. However, some Marketplace health plans do include pediatric dental and vision coverage for children under 18.

If you're looking for adult dental or vision coverage, you can usually add it separately or choose a bundle that includes health, dental, and vision in one package. I can help you explore your options and find a plan that offers the coverage you need at a price that fits your budget.

Contact me today for a free quote or to learn more about bundling your benefits!


Several factors can influence the cost of your health insurance premium, including:

  • Age: Older individuals typically pay higher premiums.
     
  • Location: Premiums vary depending on where you live due to local healthcare costs.
     
  • Plan Type: Different plans (HMO, PPO, etc.) and levels of coverage impact pricing.
     
  • Tobacco Use: Some insurers charge more if you use tobacco products.
     
  • Household Size and Income: These can affect your eligibility for subsidies that lower your premium.
     
  • Medical History: While the Affordable Care Act prohibits charging more based on health status, some plans might consider your overall health for other benefits.
     

Understanding these factors can help you choose a plan that balances cost with the coverage you need.


The approval process varies depending on the type of insurance and your specific situation. For most Health Insurance Marketplace plans, once you complete your application and enrollment, coverage typically starts at the beginning of the next month. Private options can start same day if approved.

In some cases, especially if additional documents are needed or if you’re applying during a Special Enrollment Period, the approval may take a few extra days to a few weeks.

I’ll be here to guide you through every step and keep you updated so you know exactly what to expect.


Ready to get started? Book a free consultation today!


  • Privacy Policy

Queenship Insurance LLC

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